#36 Click this link to see Blog page --> 09/14/2017 #RetireeBreakfast I went to breakfast with the old retired co-workers yesterday and the conversation was buzzing about the health insurance opt-out letter. I didnt get a letter explaining what this was about. So I asked a few questions and it seems to only be a concern for those who retired after 2005, so that shouldnt be a concern for me. I decided to call #Caterpillar anyway. What a run around? When I finally got a chance to speak to somebody I explained why I was calling and asked if I was supposed to have received one of these letters. The young lady immediately asked, Do you mean you didnt get the letter?, as if I should have gotten this mysterious letter. I told her to back up a step and explained I wanted to know if I was SUPPOSED to get a letter since I retired before 2005. She put me on hold. When she came back she gave me a phone number to call. I called the number and it was an explanation about how to get, fill out and return the opt-out letter. Nothing more. Leave a message. So I still dont know IF Im supposed to opt of anything or what I would be opting out of if I did. I call the company benefits number again and the young man I get this time tries to send me to the same phone number as before. I press for answers. Specifically about me having retired in 2003, how would my benefits change. He puts me on hold. He comes back and says he cant help me. I have to call this number that doesnt give you any opportunity to talk to a person, wait until the end and leave a message. They will call back in a couple days. Really? Next I call the union hall. The lady who answers the call sounds rather harried. She quickly explains if I did not retire on or after Jan. 1, 2005 there will be no changes and I should get the annual benefit letter in November. So I guess I hope that is correct? I would still like to have this verified by the company because, after all, they have the final say and I do NOT want to get rolled into the company plan that is the default if you dont mail in the infamous Opt-out Letter. Health care shouldnt be this complicated. |
MjL |